The object of Baccarat is to hold 2 or 3 cards, which count 9, or as nearly 9 as possible.
The values of the cards are: face cards and tens are 0; aces are 1; any other card is worth its face value.
Unit of 10 points are disregarded so that 9+7 count as 6, not 16.
The dealer will deal out cards to both the player and dealer. Depending on the value the initial 2-card hands, a third card may be dealt to either one of the hands.
Ultimately the winning hand will be the one closest to 9.
You have the choice of betting on either the player's hand or the dealer's hand.
Many on-line casino's have there own rules and game formats ' The above is taken from win4real.com Casino and Sportsbook.